9 Best Home Title Protection Services

The sad fact is that a thief can steal your house without you knowing it, then take out a mortgage on it or even sell it for cash. This results in two penalties: not only do they get away with stealing money but also they’ve stolen the value of your property as well.

Cases are reported across America, although there is no reliable national count. In some cases, homeowners are shocked when they discover that something so large occurred under their noses.

The longer you wait after the discovery of the crime, the more time thieves will have to flee before judgment comes through. Even if you don't pursue legal action at once, the loss of your security and privacy is never forgotten.

Homeowners are sometimes surprised to find out that their home title can be transferred without their consent. But it's always possible for criminals to defraud people.

Criminals can track down the ownership of a home through public records, forge key documents and fraudulently transfer a deed.

The legal process for transferring property ownership is not that complicated and can vary from one state to another. In most states, the owner must provide personal identification and get the documents signed by a notary in front of two witnesses. But all these can be forged.

You can protect yourself and your property by being wary of suspicious activity, checking your credit reports often, checking your second homes for activity, and using a home title monitoring service.

For more advice about protecting yourself from fraudsters, try reading our blog post on how to prevent home title theft.

A home title monitoring service watches public records and alerts you when a new document is filed on your property, so you can act quickly. It does not stop a forged deed from being recorded and, despite the name, it does not lock your title.

This kind of service can suit seniors and people with more than one home, who may not notice a problem quickly. Read our blog post for more information on what a home title monitoring service is and its benefits.

Before you pay: In an August 2024 consumer alert, the FTC warned that these products are not a lock and not insurance, and that you can check your county recorder’s office for free to confirm you are still listed as the owner. Many counties also offer free alerts.

With so many home title protection services out there, it’s important to find one that will fit your specific needs. Make sure to compare features and pricing. Some subscription plans cover more than one property, while others will make you pay for additional home titles.

Read our comprehensive reviews before making a decision.